FinOps Analyst | Two

Fronted

Hiring partner

Two

Hiring through Fronted

FinOps Analyst

Full-time

Remote

Contract

Philippines

Salary (monthly)

$800 - $1K

Who we are looking for

A meticulous and analytical FinOps Analyst ready to optimize payment operations, drive reconciliation excellence, and enhance financial control in a fast-growing B2B payments environment.

Highlights

FinOps

Payment Reconciliation

Process Optimization

Data Analysis

Fintech

Detail-Oriented

High Volume Ops

What you'll bring

Must-haves

2+ years of experience in finance operations, reconciliation, accounting operations, or payment operations
Strong analytical and problem-solving skills, able to investigate discrepancies
High attention to detail and strong sense of ownership
Proficiency in spreadsheet software (Google Sheets / Excel) for large datasets
Excellent written and spoken English for professional communication
Comfortable working remotely and collaborating with distributed teams

Nice-to-haves

Experience with SQL and/or BI tools (e.g., BigQuery, Metabase)
Experience automating operational workflows (e.g., Apps Script, Python)
Familiarity with payment rails and operational concepts (remittance, settlement, refunds)
Experience working in high-volume environments with clear SLAs and KPI-driven execution
Fintech or payments industry experience
Experience with ticketing/queue-based workflows (e.g., Zendesk)

About the role

This is a pivotal opportunity to gain first-hand experience within a leading and rapidly expanding Fintech startup, dedicated to revolutionizing B2B payments. As a FinOps Analyst at Two, you will ensure our financial operations are precise, scalable, and meticulously controlled. Your primary contributions will involve high-quality reconciliation, efficient exception handling, and continuous process improvements. This role demands sharp analytical capabilities, exceptional attention to detail, and the ability to operate autonomously in a dynamic, high-ownership setting. You'll work remotely from the Philippines, with hours aligned to 9am–6pm CET.

Ensuring financial accuracy and operational excellence

Your impact and responsibilities

💰

Payment operations management

Execute daily finance tasks, including reconciliations of inbound payments, payouts, refunds, and other payment flows.

🕵️

Exception investigation

Investigate and resolve unmatched payments, allocation issues, and missing remittances, documenting findings and driving resolution with internal teams.

📋

Backlog clearing and process execution

Support backlog-clearing initiatives by managing daily/weekly routines and maintaining accurate audit trails for tasks like payout and refund support.

📊

Reporting and KPI tracking

Prepare and maintain operational reporting and key performance indicators (e.g., time-to-reconciliation, exception volumes), escalating risks early.

🤝

Cross-functional collaboration

Work closely with Customer Support, Engineering, Data, and Finance to resolve complex cases and enhance end-to-end workflows.

⚙️

Process improvement and documentation

Identify recurring issues, propose improvements to processes, tooling, and data quality, and contribute to comprehensive SOPs and runbooks for scalability.

Reinventing B2B Payments for a Seamless Future

About Two

At Two, we are on a mission to build a unicorn in B2B commerce by reinventing how businesses pay and get paid. Our innovative platform provides net terms infrastructure that significantly boosts revenue for businesses, offering instant net term credit limits to B2B customers. We streamline sales across online, direct, and in-store channels with flexible credit options, helping businesses reduce risk, automate manual workflows, and enhance cash flow. Join us in leveling the playing field in B2B commerce, empowering businesses of every size to buy and sell on equal terms.

Office location

Philippines

Our offering

Two is a leading B2B Payments Platform providing net terms infrastructure that significantly boosts revenue for businesses. It offers instant net term credit limits to B2B customers, leading to improved Average Order Value (AOV) and higher conversion rates. The platform streamlines sales across online, direct, and in-store channels with flexible credit options. Two's B2B toolkit helps businesses reduce risk, automate manual workflows, and enhance cash flow. Key products include Guest Checkout for instant credit, Trade Accounts for repeat buyers, In-store (POS) solutions, and Risk-as-a-Service (RaaS) featuring advanced AI-powered credit (Delphi) and fraud (Frida) decisioning engines. Additionally, it offers Order Creator for offline B2B purchases and Instalments for splitting large payments. Founded in 2020, Two aims to level the playing field in B2B commerce by removing the traditional barriers of underwriting, credit risk, and collections, thereby empowering businesses of every size to buy and sell on equal terms.